8904 E Palametto Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 8904 E Palametto Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,797 sqft · built 2012
Lot Size	0.619 acres (26,946 sqft)
Owner	2 Trust Names on File
Last Sale	$660,000 (Aug 2019)
Tax Bill	$11,670 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-20-225-007-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-20-225-007-000`
Alternative APN	`81665`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,797 sqft Finished Area
Gross Area	2,622 sqft
1st Floor Area	1,748 sqft
Upper Floors Area	874 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	1,748 sqft
Finished Basement	1,600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,946 sqft (0.619 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	358 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	81665
Street Address	8904 E PALAMETTO CIR
City	SIOUX FALLS
State	SD
Zip	57110-6493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	LOT 7 BLOCK 4 ARBOR`S EDGE ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	ARBOR`S EDGE ADDITION
Legal Block	4
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

8904 E Palametto Cir is owner-occupied and held in a trust since August 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Dec 23, 2014	Deed of Trust, Mortgage FIRST PREMIER BANK
Jan 5, 2015	Deed of Trust, Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Dec 18, 2014 · Amount on File
Deed Book / Page	591-D / 0019
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	000559/919
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1889MTG/502
Date	Jun 26, 2020
Book Page	1889 MTG/502

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493

Mortgage

Document Number	1929MTG/233
Date	Jul 23, 2021
Book Page	1929 MTG/233

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 S RIDGE CT, GERING, NE 69341-1501

Mortgage

Document Number	001768/605
Date	Dec 23, 2014
Book Page	1768/605
Instrument	R427388

Lender

Name	FIRST PREMIER BANK
Address	SIOUX FALLS, SD 57108

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 22, 2019

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8904 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 S RIDGE CT, GERING, NE 69341-1501

Mortgage

Document Number	001769/112
Date	Jan 5, 2015
Book Page	1769/112
Instrument	R500154

Lender

Name	FIRST PREMIER BANK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 4, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 8904 E Palametto Cir was $11,670.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$954,484 (+10.04%) Land $165,460 Building $789,024	$954,484 Land $165,460 Building $789,024
2025	$11,670.00	$867,400 (-1.22%) Land $143,400 Building $724,000
2024	$11,670.00	$878,100 Land $143,400 Building $734,700
2022	$10,627.00	$708,500 Land $119,600 Building $588,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8904 E Palametto Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8904 E Palametto Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 67% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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