Santa Rosa County property record for 8909 Binnacle Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 1992 |
| Lot Size | 0.364 acres (15,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $444,500 (Jun 2024) |
| Tax Bill | $4,103 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2S-26-0775-00000-0250 |
| Primary APN | 22-2S-26-0775-00000-0250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,220 sqft Heated Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 2,663 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 15,899 sqft (0.364 acres) |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 801 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 222S260775000000250 |
|---|---|
| Street Address | 8909 BINNACLE CT |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 25 CRESCENT III & AN UNDIVIDED 1/39TH INT IN PRIVATE PARK AS DES IN OR 4507 PG 1673 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 22 |
| Legal Subdivision | CRESCENT III |
| Legal Lot Number | 25 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10827 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6620 DA LISA RD, MILTON, FL 32583-7629 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| May 5, 2021 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | May 5, 2021 · Amount on Record |
| Deed Document Number | 202424326 |
| Deed Book / Page | 4507 / 1673 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8909 BINNACLE CT, NAVARRE, FL 32566-2171 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8909 BINNACLE CT, NAVARRE, FL 32566-2171 |
| Document Number | 0046701375 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 4670/1375 |
| Instrument | 202549280 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 5, 2021 |
| Property Address | 8909 BINNACLE CT, NAVARRE, FL 32566-2171 |
| Document Number | 0041132093 |
| Book / Page | 4113 / 2093 |
| Map Reference | MB E PG 6 |
| Instrument Date | May 4, 2021 |
| Instrument | 202129944 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6007 E PRADO ST, 6007, ANAHEIM, CA 92807-3938 |
| Name | Verified Name |
|---|---|
| Address | 4007 HAWTHORNE DR, VALDOSTA, GA 31605-6124 |
| Document Number | 0000041141 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 4114/1 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,103.00 (+2.88%) | $337,861 (+4.08%) Land $60,000 Building $277,861 | $337,861 (+4.08%) Land $60,000 Building $277,861 |
| 2023 | $3,988.00 (+2.34%) | $324,608 (+3.14%) Land $50,000 Building $274,608 | $324,608 (+3.14%) Land $50,000 Building $274,608 |
| 2022 | $3,897.00 | $314,717 | $314,717 Land $45,000 Building $269,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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