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8908 Binnacle Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8908 Binnacle Ct, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 1994
Lot Size0.356 acres (15,507 sqft)
Owner2 Individual Names on File
Tax Bill$1,868 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-2S-26-0775-00000-0260

Property Details

APN / Parcel Number

Primary APN22-2S-26-0775-00000-0260
Alternative APN
  • S262220775000000260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,963 sqft Living Area
Gross Area2,662 sqft
1st Floor Area1,963 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area15,507 sqft (0.356 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8908 BINNACLE CT
CityNAVARRE
StateFL
Zip32566-2170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCRESCENT III LOT 26 & E 2.2 FT OF LOT 27 & UNDIVIDED INTEREST IN PRIVAT E PARK AS DES IN OR 3483 PG 1015 & IN OR 4109 PG 1491
Legal Range26W
Legal Township2S
Legal Section22
Legal SubdivisionCRESCENT III
Legal Lot Number26
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1015
Census Tract10827

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8908 BINNACLE CT, NAVARRE, FL 32566-2170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2021
Deed SaleApr 27, 2021
Prior SaleDec 17, 2015 · Amount on Record
Deed Document Number202127761
Deed Book / Page4109 / 1491
Prior Transfer DateApr 22, 2021
Prior Transfer Doc0041091491
Record UpdatedJun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateApr 27, 2021
Property Address8908 BINNACLE CT, NAVARRE, FL 32566-2170
Document Number0041091491
Book / Page4109 / 1491
Map ReferenceMB E PG 6
Instrument DateApr 22, 2021
Instrument202127761
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8908 BINNACLE CT, NAVARRE, FL 32566-2170

Mortgage

Document Number0041091493
DateApr 27, 2021
Instrument4109/1493
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,862 (+2.9%)$300,685 (+4.01%) Land $65,000 Building $235,685
2024$1,868.00 (+3.15%) Homeowner's exemption$185,483 (+3%)$289,093 (+4.58%) Land $60,000 Building $229,093
2023$1,811.00 (+2.96%) Homeowner's exemption$180,081 (+3%)$276,427 (+4.23%) Land $50,000 Building $226,427
2022$1,759.00 Homeowner's exemption$174,836$265,206 Land $45,000 Building $220,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Cox Communications.

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