8906 Stone Tip Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8906 Stone Tip Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,444 sqft · built 1979
Lot Size	0.33 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Jan 1997)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171K F 022`

Property Details

APN / Parcel Number

Primary APN	`171K F 022`
Alternative APN	`0000118552`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,444 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118552
Street Address	8906 STONE TIP LN
City	CHATTANOOGA
State	TN
Zip	37421-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 212 HURRICANE CREEK ESTS #4 31-96
Legal Subdivision	HURRICANE CREEK ESTA
Legal Lot Number	212
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8906 STONE TIP LN, CHATTANOOGA, TN 37421-4547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1997 · Amount on Record
Deed Sale	Jan 31, 1997 · Amount on Record
Deed Document Number	372531
Deed Book / Page	4812 / 398
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8906 STONE TIP LN, CHATTANOOGA, TN 37421-4547
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000181
Date	Jun 25, 2021
Book Page	12542/562
Instrument	2021062500181

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8906 STONE TIP LN, CHATTANOOGA, TN 37421-4547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000078
Date	Apr 27, 2018
Book Page	11331/432
Instrument	2018042700078

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8906 STONE TIP LN, CHATTANOOGA, TN 37421-4547
Document Number	0121000030
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8906 STONE TIP LN CHATTANOOGA TN 374214547, CHATTANOOGA, TN 37421-4547

Mortgage

Document Number	0121000030
Date	Jan 21, 2020
Book Page	011882/000757
Instrument	200121000030

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+10.22%)	$103,975 (+62.78%)	$415,900 (+62.78%) Land $75,000 Building $340,900
2024	$1,429.00 (-0.63%)	$63,875 (-)	$255,500 (-) Land $55,000 Building $200,500
2023	$1,438.00	$63,875	$255,500 Land $55,000 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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