Hamilton County property record for 8905 Stone Tip Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,430 sqft · built 1979 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jun 2022) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171K F 027 |
| Primary APN | 171K F 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,430 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 15,200 sqft (0.348 acres) |
| Lot Dimensions | 160 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000118557 |
|---|---|
| Street Address | 8905 STONE TIP LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 217 HURRICANE CREEK ESTS #4 31-96 |
| Legal Subdivision | HURRICANE CREEK ESTA |
| Legal Lot Number | 217 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11325 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 22, 2025 | Intrafamily Transfer, Transfer |
| Jun 13, 2022 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Jun 13, 2022 · Amount on Record |
| Deed Document Number | 0000000328 |
| Deed Book / Page | 12991 / 311 |
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0000000121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000046 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 12597/51 |
| Instrument | 2021080500046 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 22, 2025 |
| Property Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
| Document Number | 0000000121 |
| Book / Page | 13897 / 862 |
| Map Reference | MB 31 PG 96 |
| Instrument Date | Apr 2, 2025 |
| Instrument | 2025042200121 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 13, 2022 |
| Property Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
| Document Number | 0000000328 |
| Book / Page | 12991 / 311 |
| Map Reference | MB 31 PG 96 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022061300328 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8905 STONE TIP LN, CHATTANOOGA, TN 37421-4547 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (+9.75%) | $121,825 (+62%) | $487,300 (+62%) Land $75,000 Building $412,300 |
| 2024 | $1,682.00 (-0.53%) | $75,200 (-) | $300,800 (-) Land $55,000 Building $245,800 |
| 2023 | $1,691.00 | $75,200 | $300,800 Land $55,000 Building $245,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures