8905 Leigh Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 8905 Leigh Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,652 sqft · built 1966
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,275 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`586-230-01-00`

Property Details

APN / Parcel Number

Primary APN	`586-230-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8905 LEIGH AVE
City	SPRING VALLEY
State	CA
Zip	91977-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 24 TR 005591
Legal Subdivision	LAKE SHORE HIGHLAND
Legal Tract	005591
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2019
Census Tract	13423

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2019	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Nov 14, 2019	Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC
Sep 22, 2020	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 18, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021
Deed Sale	Jun 24, 2021
Prior Sale	Sep 22, 2020
Deed Document Number	2021460624
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	0000557276
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000358963
Date	Sep 9, 2022
Instrument	2022-0358963

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000036416
Date	Jan 25, 2022
Instrument	2022-0036416

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Document Number	0000460624
Map Reference	MAP 5591
Instrument Date	Jun 2, 2021
Instrument	2021-0460624
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000460625
Date	Jun 24, 2021
Instrument	2021-0460625

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000032291
Date	Jan 29, 2019
Instrument	2019-0032291

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000528481
Date	Nov 14, 2019
Instrument	2019-0528481

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Document Number	0000557276
Map Reference	MAP 5591
Instrument Date	Jul 1, 2020
Instrument	2020-0557276
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PRIORITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000557278
Date	Sep 22, 2020
Instrument	2020-0557278

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Document Number	0000413127
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8905 LEIGH AVE SPRING VALLEY CA 919776420, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	0000413127
Date	Jul 28, 2020
Instrument	413127

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 27, 2060

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2018
Property Address	8905 LEIGH AVE, SPRING VALLEY, CA 91977-6420
Document Number	0000154080
Instrument Date	Mar 2, 2018
Instrument	154080
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8905 LEIGH AVE SPRING VALLEY CA 919776420, SPRING VALLEY, CA 91977-6420

Mortgage

Document Number	154081
Date	Apr 18, 2018
Instrument	154081

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,779 (+5%) Land $256,548 Building $350,231
2025	$8,275.00 (+37.37%)	$577,882 (+25.81%) Land $251,518 Building $326,364
2023	$6,024.00 (+3.19%)	$459,327 Land $241,752 Building $217,575
2022	$5,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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