8901 Ramstad Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8901 Ramstad Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,653 sqft · built 1968
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$384,000 (Dec 2017)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-0362-001-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0362-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,653 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	525 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Pool Area	17,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8901 RAMSTAD AVE
City	FAIR OAKS
State	CA
Zip	95628-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PHOENIX ESTATES 01, LOT 52
Legal Subdivision	PHOENIX ESTATES 01
Legal Lot Number	52
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8005

Owner

8901 Ramstad Ave is owned and occupied by two individuals who acquired it in October 2019.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8901 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Dec 29, 2017	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG
Nov 15, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Nov 7, 2016 · Amount on File
Deed Book / Page	20171229 / 1839
Last Transfer Date	Oct 14, 2019
Transfer Doc	10210000000711
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 21, 2019
Property Address	8901 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	1910210711
Instrument Date	Oct 14, 2019
Instrument	1910210711
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8901 RAMSTAD AVE FAIR OAKS CA 956284034, FAIR OAKS, CA 95628-4034

Mortgage

Document Number	1910210712
Date	Oct 21, 2019
Instrument	1910210712

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 29, 2017
Property Address	8901 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	1712291839
Instrument Date	Dec 27, 2017
Instrument	1712291839
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8901 RAMSTAD AVE FAIR OAKS CA 956284034, FAIR OAKS, CA 95628-4034

Mortgage

Document Number	1712291840
Date	Dec 29, 2017
Instrument	1712291840

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8901 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	1710160155
Instrument Date	Nov 15, 2016
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	1710160155
Date	Oct 16, 2017
Instrument	1710160155

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8901 Ramstad Ave was $5,236 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,656 (+2%) Land $83,558 Building $362,098
2025	$5,236.00 (+0.81%) Homeowner's exemption	$436,919 Land $81,920 Building $354,999
2024	$5,194.00 (+3.04%)
2023	$5,041.00 (+0.4%) Homeowner's exemption	$419,955 Land $78,740 Building $341,215
2022	$5,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8901 Ramstad Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8901 Ramstad Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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