Black Hawk County property record for 8901 Independence Ave, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1968 |
| Lot Size | 13.3 acres (580,655 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,468 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8911-20-476-001 |
| Primary APN | 8911-20-476-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 550 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 580,655 sqft (13.3 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 192 sqft |
| Patio Area | 384 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8901 INDEPENDENCE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PART OF E 1/2 SE 1/4 SEC 20 T 89 R 11 DES AS W 315 FT E 690 FT E 1/2 SE 1/4 EXC N 1983 FT ALSO S 568 FT N 1983 FT EXC E 631 |
| Legal Range | 11W |
| Legal Township | 89N |
| Legal Section | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BARCLAY |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 2800 |
8901 Independence Ave, a rural home, is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8901 INDEPENDENCE AVE, WATERLOO, IA 50703-9226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 8901 Independence Ave was $2,468 with a homeowner's exemption, down 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,468.00 (-0.08%) Homeowner's exemption | $215,310 Land $31,370 Building $183,940 | $215,310 Land $31,370 Building $183,940 |
| 2024 | $2,470.00 | ||
| 2023 | $195,370 (+37%) Land $24,480 Building $170,890 | $195,370 Land $24,480 Building $170,890 | |
| 2022 | $2,140.00 Homeowner's exemption Additional exemption filed | $142,610 Land $20,010 Building $122,600 | |
| 2021 | $142,610 Land $20,010 Building $122,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8901 Independence Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1990–2016) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8901 Independence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heartland Technology Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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