Black Hawk County property record for 8115 Independence Ave, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,145 sqft · built 1930 |
| Lot Size | 3.73 acres (162,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Jun 2021) |
| Tax Bill | $4,392 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8911-20-351-002 |
| Primary APN | 8911-20-351-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,145 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 493 sqft |
| Basement Area | 1,652 sqft |
| Finished Basement | 640 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 162,479 sqft (3.73 acres) |
| Garage Type | Detached |
| Garage Area | 1,206 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 452 sqft |
| Patio Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8115 INDEPENDENCE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PART SW SW SEC 20 T 89 R 11 DESC AS COM AT SW COR SW QTR SEC 20 T 89 R 11 TH E 565 FT ALONG S LINE SAID SW QTR TH N 467.85 FT |
| Legal Range | 11W |
| Legal Township | 89N |
| Legal Section | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BARCLAY |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 2800 |
8115 Independence Ave, a rural home, is owned and occupied by two individuals who bought it in June 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8115 INDEPENDENCE AVE, WATERLOO, IA 50703-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Jun 1, 2021 · Amount on File |
| Deed Document Number | 202125339 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 8115 Independence Ave was $4,392 with a homeowner's exemption, down 4.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,392.00 (-4.89%) Homeowner's exemption | $381,140 Land $6,280 Building $374,860 | $381,140 Land $6,280 Building $374,860 |
| 2024 | $4,618.00 | ||
| 2023 | $353,940 (+41.8%) Land $4,920 Building $349,020 | $353,940 Land $4,920 Building $349,020 | |
| 2022 | $4,020.00 Homeowner's exemption Additional exemption filed | $249,610 Land $3,950 Building $245,660 | |
| 2021 | $249,610 Land $3,950 Building $245,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8115 Independence Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1990–2016) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8115 Independence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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