890 W Clower St, Bartow, FL 33830 Property Records

Polk County property record for 890 W Clower St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1946
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Mar 2021)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-07-394500-013090`

Property Details

APN / Parcel Number

Primary APN	`25-30-07-394500-013090`
Alternative APNs	`073025394500013090` `73025000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	572 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	195 sqft
Porch	Florida Room
Porch Area	483 sqft

Location & Zoning

Street Address	890 W CLOWER ST
City	BARTOW
State	FL
Zip	33830-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTOVER PARK PB 20 PG 43 & 2ND REPLAT WESTOVER PK PB 31 PG 54 BLK M LOTS 9 & 10
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	WESTOVER PARK AND 2ND REPLAT WESTOVER PK
Legal Tract	394500
Legal Block	M
Legal Lot Number	9,10
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2041
Census Tract	15101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	890 W CLOWER ST, BARTOW, FL 33830-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Document Number	202177063
Deed Book / Page	11639 / 1936
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 26, 2021
Property Address	890 W CLOWER ST, BARTOW, FL 33830-7005
Document Number	0000077063
Book / Page	11639 / 1936
Map Reference	MB 31 PG 54
Instrument Date	Mar 24, 2021
Instrument	2021077063
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4909 COLONNADES CIR E, 4909, LAKELAND, FL 33811-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 W CLOWER ST, BARTOW, FL 33830-7005
Investor	Possibly a Property Investor

Mortgage

Document Number	0116391938
Date	Mar 26, 2021
Instrument	11639/1938

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,146 (+2.7%)	$164,013 (-1.57%) Land $31,032 Building $132,981
2025	$2,088.00 (-5.95%) Homeowner's exemption	$157,883 (+5.31%)	$166,636 (-0.06%) Land $31,032 Building $135,604
2023	$2,220.00 (+22.65%) Homeowner's exemption	$149,926 (+16.01%)	$166,736 (+29.01%) Land $29,839 Building $136,897
2022	$1,810.00 Homeowner's exemption	$129,238 Land $22,540 Building $106,698	$129,238 Land $22,540 Building $106,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20