890 Vale View Dr, Vista, CA 92081 Property Records

San Diego County property record for 890 Vale View Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1973
Lot Size	0.25 acres (10,896 sqft)
Owner	Individual Name on Record
Tax Bill	$4,215 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-192-08-00`

Property Details

APN / Parcel Number

Primary APN	`179-192-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,896 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	890 VALE VIEW DR
City	VISTA
State	CA
Zip	92081-6727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 252 POR TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	1
Legal Lot Number	252
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	19702

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN
Dec 24, 2025	Deed of Trust, Mortgage SPLITERO FUNDING INC
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 10, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FIRST CALIFORNIA MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024
Deed Sale	Jul 31, 2024
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	2024201531
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000363871
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2026
Property Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Document Number	0000226753
Instrument Date	Jul 29, 2026
Instrument	2026226753
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Investor	Possibly a Property Investor

Mortgage

Document Number	0000226753,
Date	Aug 5, 2026
Instrument	2026226753

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 VALE VIEW DR, VISTA, CA 92081-6727

Mortgage

Document Number	0000363127
Date	Dec 24, 2025
Instrument	2025-0363127

Lender

Name	SPLITERO FUNDING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330965
Date	Aug 13, 2018
Instrument	2018-0330965

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2017
Property Address	890 VALE VIEW DR, VISTA, CA 92081-6727
Document Number	0000363871
Map Reference	MAP1984
Instrument Date	Aug 4, 2017
Instrument	2017-0363871
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	890 VALE VIEW DR, VISTA, CA 92081-6727

Mortgage

Document Number	0000363872
Date	Aug 10, 2017
Instrument	2017-0363872

Lender

Name	FIRST CALIFORNIA MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$841,500 (+176.81%) Land $612,000 Building $229,500
2025	$4,215.00 (+7.03%)	$304,004 (+4.04%) Land $177,338 Building $126,666
2023	$3,938.00 (+0.2%)	$292,201 Land $170,452 Building $121,749
2022	$3,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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