890 Tree Bend Dr, Westerville, OH 43082 Property Records

Delaware County property record for 890 Tree Bend Dr, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,775 sqft · built 2000
Lot Size	0.307 acres (13,389 sqft)
Owner	2 Individual Names on File
Last Sale	$255,900 (Jul 2016)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`318-443-03-008-000`

Property Details

APN / Parcel Number

Primary APN	`318-443-03-008-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,775 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	1,140 sqft
Upper Floors Area	635 sqft
Basement Area	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,389 sqft (0.307 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	27 sqft
Deck Area	364 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	890 TREE BEND DR
City	WESTERVILLE
State	OH
Zip	43082-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 WALNUT BEND S1
Legal Subdivision	WALNUT BEND S1
Legal Lot Number	57
Jurisdiction	DELAWARE OH
Township / Civil Division	WESTERVILLE CITY
Census Block Group	1
Census Block	1033
Census Tract	12400

Owner

890 Tree Bend Dr is owned and occupied by two individuals who bought it in July 2016.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	890 TREE BEND DR, WESTERVILLE, OH 43082-8917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on File
Deed Sale	Jul 11, 2016 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	201619673
Deed Book / Page	1434 / 1932
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	890 TREE BEND DR, WESTERVILLE, OH 43082-8917
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004933
Date	Jan 29, 2021
Book Page	1821/199
Instrument	202100004933

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 890 Tree Bend Dr was $6,692, up 0.8% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,692.00 (+0.84%)	$118,370 (-) Land $26,250 Building $92,120	$338,200 Land $75,000 Building $263,200
2024	$6,636.00 (-0.36%) Homeowner's exemption	$118,370 (-) Land $26,250 Building $92,120
2023	$6,660.00 Homeowner's exemption	$118,370 Land $26,250 Building $92,120	$338,200 Land $75,000 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 890 Tree Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 890 Tree Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20