890 Oak St, Central Point, OR 97502 Property Records

Jackson County property record for 890 Oak St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Sep 2016)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W02CD4400`

Property Details

APN / Parcel Number

Primary APN	`372W02CD4400`
Alternative APNs	`372W02CD04400` `10134862`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	890 OAK ST
City	CENTRAL POINT
State	OR
Zip	97502-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	02
Legal Quarter	3
Legal Subdivision	OAK KNOLL SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1004
Census Tract	1001

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	890 OAK ST, CENTRAL POINT, OR 97502-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MORTGAGE SERVICE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Aug 10, 2016
Deed Document Number	201629882
Prior Transfer Date	Feb 3, 2016
Prior Transfer Doc	0000003629
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Sep 3, 2026
Property Address	890 OAK ST, CENTRAL POINT, OR 97502-2437
Document Number	0000019961
Instrument Date	Aug 26, 2026
Instrument	202619961
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 OAK ST, CENTRAL POINT, OR 97502-2439

Mortgage

Document Number	0000019961,
Date	Sep 3, 2026
Instrument	202619961

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	890 OAK ST, CENTRAL POINT, OR 97502-2437
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 OAK ST, ASHLAND, OR 97520-1265

Mortgage

Document Number	0000040700
Date	Sep 27, 2021
Instrument	2021-040700

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	890 OAK ST, CENTRAL POINT, OR 97502-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027199
Date	Jul 31, 2020
Instrument	2020-027199

Lender

Name	EVERGREEN MORTGAGE SERVICE INC
Type	Mortgage Company
Address	APO, AE 9008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,670 (+3%)	$368,290 (+7.97%) Land $172,280 Building $196,010
2025	$3,105.00 (+2.51%)	$182,210 (+3%) Land $55,150 Building $127,060	$341,110 (+4.64%) Land $156,800 Building $184,310
2024	$3,029.00 (+3.34%)	$176,910 (+3%) Land $53,540 Building $123,370	$325,990 (+16.85%) Land $152,000 Building $173,990
2023	$2,931.00 (+2.38%)	$171,760 (+3%) Land $51,980 Building $119,780	$278,990 (-29.82%) Land $151,930 Building $127,060
2022	$2,863.00	$166,760 Land $50,460 Building $116,300	$397,560 Land $128,610 Building $268,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures