646 Oak St, Central Point, OR 97502 Property Records

Jackson County property record for 646 Oak St, Central Point, OR 97502

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,062 sqft · built 1895
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Tax Bill$1,758 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372W02CC10900

Property Details

APN / Parcel Number

Primary APN372W02CC10900
Alternative APN
  • 10134360

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,062 sqft Living Area
1st Floor Area1,062 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1940
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
PorchCovered Wood Porch
Porch Area60 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address646 OAK ST
CityCENTRAL POINT
StateOR
Zip97502-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Range02W
Legal Township37S
Legal Section02
Legal Quarter3
Legal Block1
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group1
Census Block1011
Census Tract1001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 OAK ST, CENTRAL POINT, OR 97502-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateSep 2, 2022
Property Address646 OAK ST, CENTRAL POINT, OR 97502-2434
Document Number0000027021
Instrument DateSep 1, 2022
Instrument2022-027021
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address646 OAK ST, CENTRAL POINT, OR 97502-2434

Mortgage

Document Number0000027022
DateSep 2, 2022
Instrument2022-027022
Lender
NameRALPH VANDERSTAR LIVING TRUST
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term37 Months
DueOct 1, 2025

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityCentral Point City
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,280 (+2.99%)$282,970 (+10.35%) Land $148,680 Building $134,290
2025$1,758.00 (+2.51%)$103,190 (+2.99%) Land $61,560 Building $41,630$256,440 (+4.56%) Land $135,000 Building $121,440
2024$1,715.00 (+3.31%)$100,190 (+2.99%) Land $59,760 Building $40,430$245,250 (+16.24%) Land $131,000 Building $114,250
2023$1,660.00 (+2.41%)$97,280 (+3%) Land $58,030 Building $39,250$210,990 (+5.21%) Land $151,930 Building $59,060
2022$1,621.00$94,450 Land $56,340 Building $38,110$200,550 Land $128,610 Building $71,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL POINT
serves 19,785 people · EPA ID OR4100178
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

May also be available: CenturyLink.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number