890 N State St, Elgin, IL 60123 Property Records

Kane County property record for 890 N State St, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	33,600 sqft · built 2003
Lot Size	2.87 acres (125,017 sqft)
Owner	Company Name on File
Last Sale	$1,800,000 (Jun 2024)
Tax Bill	$47,397 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-101-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-101-008`

Interior

Building Area	33,600 sqft Gross Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	125,017 sqft (2.87 acres)

Location & Zoning

Street Address	890 N STATE ST
City	ELGIN
State	IL
Zip	60123-2107
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART OF SEC 11-41-8 DESC AS PARCEL ONE IN SURVEY
Legal Range	08
Legal Township	41
Legal Section	11
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851000

Owner

Source: Kane County records · APN 06-11-101-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	210 FLANNIGAN RD, HAMPSHIRE, IL 60140-8245
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2024 · Amount on Record
Deed Sale	Jun 06, 2024 · Amount on Record
Prior Sale	Jul 08, 2015 · Amount on Record
Deed Document Number	202419219
Prior Transfer Date	Nov 02, 2015
Prior Transfer Doc	0000061319
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	890 N STATE ST, ELGIN, IL 60123-2107
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058510
Date	Dec 13, 2022
Instrument	2022K058510

Lender

Name	PETER J FLOWERS
Type	Private Party

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2023

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$47,397.00 (-1.28%)
2024	$48,012.00 (-34.05%)	$599,940 (-28.55%) Land $45,767 Building $554,173	$1,800,540 (-28.52%) Land $137,356 Building $1,663,184
2022	$72,806.00 (+3.96%)	$839,643 (+6.96%) Land $37,701 Building $801,942	$2,518,929 (+6.96%) Land $113,103 Building $2,405,826
2021	$70,036.00	$785,007 Land $35,248 Building $749,759	$2,355,021 Land $105,744 Building $2,249,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.