890 Independence Dr, Big Lake, MN 55309 Property Records

Sherburne County property record for 890 Independence Dr, Big Lake, MN 55309

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,058 sqft · built 2005
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (May 2019)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-526-0405`

Property Details

APN / Parcel Number

Primary APN	`65-526-0405`
Alternative APNs	`65-00526-0405` `30599`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	406 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Patio Area	100 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30599
Street Address	890 INDEPENDENCE DR
City	BIG LAKE
State	MN
Zip	55309-4699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1, BLK 4 CIC# 39
Legal Range	28W
Legal Township	33N
Legal Section	25
Legal Subdivision	HARRISONS COVE SECOND ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	2
Census Block	2021
Census Tract	30410

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	890 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 8, 2019	Warranty Deed, Transfer · Construction Mortgage SIERRA PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Sep 8, 2005 · Amount on Record
Deed Document Number	2019871541
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	0000867791
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Recording Date	Apr 8, 2026
Property Address	890 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Document Number	0000996080
Instrument Date	Mar 20, 2026
Instrument	2026996080
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 INDEPENDENCE DR, BIG LAKE, MN 55309-4699

Mortgage

Document Number	0000996080,
Date	Apr 8, 2026
Instrument	2026996080

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2056

Interest

Rate	6.01%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	890 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000939385
Date	Mar 18, 2022
Instrument	939385

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 8, 2019
Property Address	890 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Document Number	0000871541
Instrument Date	Apr 22, 2019
Instrument	871541
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 INDEPENDENCE DR NW, BIG LAKE, MN 55309-4699

Mortgage

Document Number	0000871542
Date	May 8, 2019
Instrument	871542

Lender

Name	SIERRA PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,800 (-0.34%) Land $39,400 Building $195,400	$234,800 (-0.34%) Land $39,400 Building $195,400
2025	$2,726.00 (+5.5%)	$235,600 (+4.25%) Land $39,200 Building $196,400	$235,600 (+4.25%) Land $39,200 Building $196,400
2023	$2,584.00	$226,000 Land $39,400 Building $186,600
2021			$226,000 Land $39,400 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: T-Mobile.

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