874 Independence Dr, Big Lake, MN 55309 Property Records

Sherburne County property record for 874 Independence Dr, Big Lake, MN 55309

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 692 sqft · built 2004
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$279,900 (Dec 2025)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`65-526-0425`

Property Details

APN / Parcel Number

Primary APN	`65-526-0425`
Alternative APNs	`65-00526-0425` `30603`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	692 sqft Living Area
1st Floor Area	692 sqft
Basement Area	508 sqft
Finished Basement	508 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	90 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30603
Street Address	874 INDEPENDENCE DR
City	BIG LAKE
State	MN
Zip	55309-4699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 5, BLK 4 CIC# 39
Legal Range	28W
Legal Township	33N
Legal Section	25
Legal Subdivision	HARRISONS COVE SECOND ADDITION
Legal Block	4
Legal Lot Number	5
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	2
Census Block	2021
Census Tract	30410

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18222 195TH ST NW, BIG LAKE, MN 55309-9525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Warranty Deed, Transfer CASUSO TITLE SERVICES LLC, CUSTOM TITLE SERVICES LLC
Nov 24, 2020	Deed of Trust, Mortgage · Construction Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	2025992366
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0000729264
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 26, 2025
Property Address	874 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Document Number	0000992366
Instrument Date	Dec 19, 2025
Instrument	992366
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	CASUSO TITLE SERVICES LLC, CUSTOM TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$923.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18222 195TH ST NW, BIG LAKE, MN 55309-9525

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	874 INDEPENDENCE DR, BIG LAKE, MN 55309-4699
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	CUSTOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906032
Date	Nov 24, 2020
Instrument	906032

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,400 (-0.78%) Land $36,800 Building $254,600	$291,400 (-0.78%) Land $36,800 Building $254,600
2025	$3,524.00 (+24.17%)	$293,700 (+19.88%) Land $36,500 Building $257,200	$293,700 (+19.88%) Land $36,500 Building $257,200
2023	$2,838.00	$245,000 Land $39,400 Building $205,600
2021			$245,000 Land $39,400 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: T-Mobile.

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