89 Winthrop St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 89 Winthrop St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1985
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Tax Bill$4,253 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN761-00020

Property Details

APN / Parcel Number

Primary APN761-00020
Alternative APN
  • CHIC M:0761 P:00020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number761-00020
Street Address89 WINTHROP ST
CityCHICOPEE
StateMA
Zip01020-4450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2001
Census Tract811302

Owner

89 Winthrop St is owned and occupied by two individuals who acquired it in September 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address89 WINTHROP ST, CHICOPEE, MA 01020-4450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2017
Deed SaleSep 26, 2017
Deed Document Number201756496
Deed Book / Page21873 / 460
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateSep 26, 2017
Property Address89 WINTHROP ST, CHICOPEE, MA 01020-4450
Document Number21873-460
Book / Page21873 / 460
Instrument56496
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$28.84
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 WINTHROP ST, CHICOPEE, MA 01020-4450

Mortgage

Document Number21873-463
DateSep 26, 2017
Book Page21873/463
Instrument56497
Lender
NameDITECH FINANCIAL LLC
Agreement
AmountAmount on Record
Term180 Months
DueSep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 89 Winthrop St was $4,253, up 7.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,253.00 (+7.94%)$279,100 (+7.39%) Land $121,000 Building $158,100$303,229 (-3.71%)
2025$3,940.00 (+5.43%)$259,900 (+2.65%) Land $110,800 Building $149,100$314,925
2024$3,737.00 (+7.05%)$253,200 (+9.9%) Land $108,600 Building $144,600
2023$3,491.00$230,400 Land $98,700 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Winthrop St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Winthrop St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

Nearby Properties on Winthrop St

Nearby Streets

Search Property Records by Address or Parcel Number