102 Winthrop St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 102 Winthrop St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1987
Lot Size	0.336 acres (14,649 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2021)
Tax Bill	$5,174 (2026)
Deeds & Mortgages	Mar 2021 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`777-00002`

Property Details

APN / Parcel Number

Primary APN	`777-00002`
Alternative APN	`CHIC M:0777 P:00002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,338 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,649 sqft (0.336 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	777-00002
Street Address	102 WINTHROP ST
City	CHICOPEE
State	MA
Zip	01020-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2001
Census Tract	811302

Owner

102 Winthrop St is owned and occupied by an individual who acquired it in March 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 WINTHROP ST, CHICOPEE, MA 01020-4451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Redemption Deed, Transfer
Feb 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	202112946
Deed Book / Page	23728 / 157
Last Transfer Date	Mar 3, 2021
Transfer Doc	23795-66
Record Updated	Oct 29, 2026

March 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 31, 2021
Property Address	102 WINTHROP ST, CHICOPEE, MA 01020-4451
Document Number	23795-66
Book / Page	23795 / 66
Instrument Date	Mar 3, 2021
Instrument	21503
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 25, 2021
Property Address	102 WINTHROP ST, CHICOPEE, MA 01020-4451
Document Number	23728-157
Book / Page	23728 / 157
Instrument Date	Feb 5, 2021
Instrument	12946
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	803 JAMES ST # 10, 10, CHICOPEE, MA 01020-3982

Mortgage

Document Number	12947
Date	Feb 25, 2021
Instrument	12947

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 28, 2020
Property Address	102 WINTHROP ST, CHICOPEE, MA 01020-4451
Document Number	23333-27
Book / Page	023333 / 000027
Instrument Date	Jul 27, 2020
Instrument	40591
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 WINTHROP ST CHICOPEE MA 010204451, CHICOPEE, MA 01020-4451

Tax Assessment & Valuation

The 2026 property tax bill for 102 Winthrop St was $5,174, up 2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,174.00 (+1.97%)	$339,500 (+1.43%) Land $123,800 Building $215,700	$370,210 (-12.47%)
2025	$5,074.00 (+5.23%)	$334,700 (+2.45%) Land $113,500 Building $221,200	$422,940
2024	$4,822.00 (+5.28%)	$326,700 (+8.07%) Land $111,200 Building $215,500
2023	$4,580.00	$302,300 Land $101,100 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Winthrop St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Winthrop St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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