Schenectady County and Schenectady City property record for 89 Wilson Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,332 sqft · built 1920 |
| Lot Size | 0.116 acres (5,054 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 2021) |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.38-1-26 |
| Primary APN | 421500 60.38-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Upper Floors Area | 316 sqft |
| Attic | Attic |
| Attic Area | 316 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,054 sqft (0.116 acres) |
| Lot Dimensions | 133 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 89 WILSON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 46 47 PART OF EACH 1 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.38-1-26
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 WILSON AVE, SCHENECTADY, NY 12304-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 03, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Apr 04, 2005 · Amount on Record |
| Deed Document Number | 202165842 |
| Deed Book / Page | 2074 / 720 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 28, 2021 |
| Property Address | 89 WILSON AVE, SCHENECTADY, NY 12304-1805 |
| Document Number | 0000065842 |
| Book / Page | 2074 / 720 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 202165842 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 WILSON AVE, 89, SCHENECTADY, NY 12304-1805 |
| Name | Verified Name |
|---|---|
| Address | 1365 VAN ANTWERP RD # F56, F56, NISKAYUNA, NY 12309-4441 |
| Document Number | 0000065843 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 202165843 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 89 WILSON AVE, SCHENECTADY, NY 12304-1805 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 WILSON AVE, SCHENECTADY, NY 12304-1805 |
| Document Number | 0000020083 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 5095/713 |
| Instrument | 202120083 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,989.00 (+86.69%) | $123,000 (-) Land $11,500 Building $111,500 | $203,676 (+30.82%) Land $19,043 Building $184,633 |
| 2023 | $123,000 (-) Land $11,500 Building $111,500 | $155,696 (+3.8%) Land $14,557 Building $141,139 | |
| 2022 | $123,000 Land $11,500 Building $111,500 | $150,000 Land $14,024 Building $135,976 | |
| 2021 | $3,208.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 514 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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