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85 Wilson Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 85 Wilson Ave, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleBungalow
Year BuiltBuilt 1940
Square Footage1,124 sqft Living Area
Lot Size4,896 sqft (0.112 acres)
Last Sale$275,000 (2025)
Tax Bill$4,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 60.38-1-25
Alternative APN
  • 150006003800010250000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,124 sqft Living Area
1st Floor808 sqft 1st Floor
Upper Floors316 sqft Upper Floors
Attic Area316 sqft Attic
Attic1 Attic
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,896 sqft (0.112 acres)
Depth X Width136 ft x 36 ft Depth x Width
Shed1 Shed
Patio Area400 sqft Patio
Porch Area270 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address85 WILSON AVE
CitySCHENECTADY
StateNY
Zip12304-1805
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46 47 PART OF EACH 1 WOOD
Legal Block1
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2004
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.38-1-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address164 GIFFORDS CHURCH RD, SCHENECTADY, NY 12306-5300
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUNMARK FCU
Jun 01, 2017Trustee's Deed, Transfer
BLUE TITLE SERVICES CORPORATION, BLUE TITLE SVCS CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Doc Number202525893
Deed Book / Page2160 / 89
Prior Transfer DateSep 08, 2005
Prior Transfer Doc1716000143
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 31, 2025
Property Address85 WILSON AVE, SCHENECTADY, NY 12304-1805
Document Number0000025893
Instrument DateOct 02, 2025
Instrument202525893
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1733 MAIN ST, PLEASANT VALLEY, NY 12569-5609

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 GIFFORDS CHURCH RD, SCHENECTADY, NY 12306-5300

Mortgage

Document Number0000025894
DateOct 31, 2025
Instrument202525894
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

June 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 01, 2017
Property Address85 WILSON AVE, SCHENECTADY, NY 12304-1805
Document Number0000024378
Book / Page001963 / 000636
Instrument DateJun 01, 2017
Instrument24378
Transaction TypeTransfer
Record UpdatedJun 07, 2017
Title CompanyBLUE TITLE SERVICES CORPORATION, BLUE TITLE SVCS CORP

Transaction

AmountAmount Recorded
Tax$87.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35 MARKET ST #5TH POUGHKEEPSIE NY 126013214, 5TH, POUGHKEEPSIE, NY 12601-3214

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,319.00 (+5.88%)$79,900 (-) Land $12,000 Building $67,900$132,307 (+13.35%) Land $19,871 Building $112,436
2024$79,900 (-) Land $12,000 Building $67,900$116,728 (+15.41%) Land $17,531 Building $99,197
2023$79,900 (-) Land $12,000 Building $67,900$101,139 (+3.8%) Land $15,190 Building $85,949
2022$79,900 Land $12,000 Building $67,900$97,439 Land $14,634 Building $82,805
2021$4,079.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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