Duval County property record for 89 W 2nd St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,970 sqft · built 2020 |
| Lot Size | 0.101 acres (4,391 sqft) |
| Owner | Company Name on File |
| Last Sale | $784,774 (Nov 2021) |
| Tax Bill | $6,803 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170836-0020 |
| Primary APN | 170836-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,519 sqft |
| 1st Floor Area | 847 sqft |
| Upper Floors Area | 1,123 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,391 sqft (0.101 acres) |
| Lot Dimensions | 102 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 89 W 2ND ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .105 SECTION H ATLANTIC BEACH W 45FT LOT 5 BLK 81 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 81 |
| Legal Lot Number | 5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13902 |
89 W 2nd St is owned by a company that bought it in November 2021.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 200 N LAURA ST, 2, JACKSONVILLE, FL 32202-3520 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PAUL KOWKABANY |
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BK USA |
| Mar 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage GENESIS CAP MASTER FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on File |
| Deed Sale | Nov 1, 2021 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Document Number | 2021287480 |
| Deed Book / Page | 19986 / 1330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 1, 2021 |
| Property Address | 89 W 2ND ST, ATLANTIC BEACH, FL 32233 |
| Document Number | 0199861330 |
| Book / Page | 19986 / 1330 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021287480 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,493.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7563 PHILIPS HWY STE 208, 7563, JACKSONVILLE, FL 32256-6834 |
| Name | Verified Name |
|---|---|
| Address | 7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 89 W 2ND ST, ATLANTIC BEACH, FL 32233 |
| Document Number | 0188411425 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7563 PHILIPS HWY #208 JACKSONVILLE FL 322566834, 208, JACKSONVILLE, FL 32256-6834 |
| Document Number | 0188411425 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 018841/001425 |
| Instrument | 148976 |
| Name | PAUL KOWKABANY |
|---|---|
| Address | EQUITY WAY, CLEVELAND, OH 44145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jun 24, 2022 |
| Rate | 10% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 89 W 2ND ST, ATLANTIC BEACH, FL 32233 |
| Document Number | 0184460034 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7563 PHILIPS HWY #109 JACKSONVILLE FL 322566824, 109, JACKSONVILLE, FL 32256-6824 |
| Investor | Possibly a Property Investor |
| Document Number | 0184460034 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 018446/000034 |
| Instrument | 158194 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 17, 2017 |
| Property Address | 89 W 2ND ST, ATLANTIC BEACH, FL 32233 |
| Document Number | 0179131930 |
| Book / Page | 017913 / 001930 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 62404 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7563 PHILIPS HWY #109 JACKSONVILLE FL 322566824, 109, JACKSONVILLE, FL 32256-6824 |
| Investor | Possibly a Property Investor |
| Document Number | 179131932 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 017913/001932 |
| Instrument | 62405 |
| Name | GENESIS CAP MASTER FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 89 W 2nd St was $6,803, up 6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,514 (+0.24%) Land $80,100 Building $316,414 | $396,514 (+0.24%) Land $80,100 Building $316,414 | |
| 2025 | $6,803.00 (+6.05%) | $395,546 Land $88,110 Building $307,436 | $395,546 Land $88,110 Building $307,436 |
| 2024 | $6,415.00 (+7.27%) | ||
| 2023 | $5,980.00 (+17.83%) | $359,155 (+19.18%) Land $88,110 Building $271,045 | $359,155 (+19.18%) Land $88,110 Building $271,045 |
| 2022 | $5,075.00 | $301,347 Land $80,100 Building $221,247 | $301,347 Land $80,100 Building $221,247 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 89 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 89 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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