Duval County property record for 86 W 2nd St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 2002 |
| Lot Size | 0.056 acres (2,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Aug 2020) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 170837-0400 |
| Primary APN | 170837-0400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,422 sqft |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,448 sqft (0.056 acres) |
| Lot Dimensions | 102 ft deep x 26.5 ft wide |
| Porch | Screened Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 86 W 2ND ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .057 SEC H ATLANTIC BEACH PT LOT 4 RECD O/R 19313-199 BLK 82 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 82 |
| Legal Lot Number | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 13902 |
86 W 2nd St is owned and occupied by an individual who bought it in August 2020.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 5, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jan 6, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on File |
| Deed Sale | Aug 5, 2020 · Amount on File |
| Prior Sale | May 20, 2015 · Amount on File |
| Deed Document Number | 2020167328 |
| Deed Book / Page | 19313 / 199 |
| Prior Transfer Date | Dec 2, 2014 |
| Prior Transfer Doc | 0000286628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Document Number | 0206442170 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 20644/2170 |
| Instrument | 2023073544 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 329 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 5, 2020 |
| Property Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Document Number | 0193130199 |
| Book / Page | 19313 / 199 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020167328 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEYS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 CARRIANN COVE TRL W, 260, JACKSONVILLE, FL 32225-5176 |
| Name | Verified Name |
|---|---|
| Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Document Number | 0019313202 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 19313/202 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 86 W 2ND ST, ATLANTIC BEACH, FL 32233-3304 |
| Document Number | 0182571596 |
| Book / Page | 018257 / 001596 |
| Instrument Date | Jan 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 86 W 2ND ST JACKSONVILLE FL 322333304, JACKSONVILLE, FL 32233-3304 |
| Document Number | 0182571596 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 018257/001596 |
| Instrument | 15663 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 21, 2058 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 86 W 2nd St was $3,964, up 92% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,148 (+0.29%) Land $48,063 Building $183,085 | $231,148 (+0.29%) Land $48,063 Building $183,085 | |
| 2025 | $3,964.00 (+91.96%) | $230,487 Land $51,887 Building $178,600 | $230,487 Land $51,887 Building $178,600 |
| 2024 | $2,065.00 (+3.46%) | ||
| 2023 | $1,996.00 (+9.25%) Homeowner's exemption | $154,856 (+3%) | $209,151 (+18.91%) Land $51,887 Building $157,264 |
| 2022 | $1,827.00 Homeowner's exemption | $150,346 | $175,895 Land $47,170 Building $128,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 W 2nd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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