89 Vincent Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 89 Vincent Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,330 sqft · built 1962
Lot Size	0.265 acres (11,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2025)
Tax Bill	$4,362 (2026)
Deeds & Mortgages	Jun 2022 Refinance Oct 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`507-06700-M4-001`

Property Details

APN / Parcel Number

Primary APN	`507-06700-M4-001`
Alternative APN	`WSPR M:00507 B:06700 L:000M4`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	3,298 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,550 sqft (0.265 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	507-06700-M4-001
Street Address	89 VINCENT DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Subdivision	COUNTRY MANOR
Legal Block	6700
Legal Lot Number	M4
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 YORK ST, HOLYOKE, MA 01040-1631
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Oct 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Oct 31, 2025	Deed, Transfer CAKE MORTGAGE CORP
Jun 28, 2018	Deed of Trust, Mortgage WESTFIELD BANK
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Mar 4, 2010 · Amount on Record
Deed Book / Page	26093 / 527
Transfer Doc	18207-196
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024618-292
Date	Jun 30, 2022
Book Page	24618/292
Instrument	39616

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025631-120
Date	Oct 30, 2024
Book Page	25631/120
Instrument	50542

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 31, 2025
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Document Number	026093-527
Book / Page	26093 / 527
Instrument Date	Oct 31, 2025
Instrument	52360
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 YORK ST, HOLYOKE, MA 01040-1631

Mortgage

Document Number	0000052361
Date	Oct 31, 2025
Instrument	52361

Lender

Name	CAKE MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22241-66
Date	Jun 28, 2018
Book Page	22241/66
Instrument	36655

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Document Number	23102-513
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 VINCENT DR WEST SPRINGFIELD MA 010894352, WEST SPRINGFIELD, MA 01089-4352

Mortgage

Document Number	23102-513
Date	Feb 26, 2020
Book Page	023102/000513
Instrument	10551

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	89 VINCENT DR, WEST SPRINGFIELD, MA 01089-4352
Document Number	23102-501
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 VINCENT DR WEST SPRINGFIELD MA 010894352, WEST SPRINGFIELD, MA 01089-4352

Mortgage

Document Number	23102-501
Date	Feb 26, 2020
Book Page	023102/000501
Instrument	10550

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,362.00 (+4.11%)	$311,100 (+10.4%) Land $120,100 Building $191,000	$382,101 (-2.35%)
2025	$4,190.00 (-0.07%)	$281,800 (-0.46%) Land $109,300 Building $172,500	$391,305
2024	$4,193.00 (+7.4%)	$283,100 (+12.7%) Land $109,300 Building $173,800
2023	$3,904.00	$251,200 Land $109,300 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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