68 Vincent Dr, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 68 Vincent Dr, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1956
Lot Size	0.24 acres (10,462 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Mar 2013)
Tax Bill	$3,656 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`507-06450-M4-001`

Property Details

APN / Parcel Number

Primary APN	`507-06450-M4-001`
Alternative APN	`WSPR M:00507 B:06450 L:000M4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,944 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,462 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	507-06450-M4-001
Street Address	68 VINCENT DR
City	WEST SPRINGFIELD
State	MA
Zip	01089-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	6450
Legal Lot Number	M4
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit
Sep 22, 2025	Deed of Trust, Mortgage FIGURE LENDING LLC
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jun 29, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2013 · Amount on Record
Deed Sale	Mar 27, 2013 · Amount on Record
Prior Sale	Mar 27, 2013 · Amount on Record
Deed Document Number	201319065
Deed Book / Page	19746 / 105
Last Transfer Date	Jun 24, 2022
Transfer Doc	024614-356
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 29, 2026
Property Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353
Document Number	0000035717
Book / Page	26439 / 243
Instrument Date	May 29, 2026
Instrument	202635717
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353

Mortgage

Document Number	0000035717,
Date	Jul 29, 2026
Book Page	26439/243
Instrument	202635717

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026035-166
Date	Sep 22, 2025
Book Page	26035/166
Instrument	44581

Lender

Name	FIGURE LENDING LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025395-543
Date	Apr 26, 2024
Book Page	25395/543
Instrument	17602

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 29, 2022
Property Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353
Document Number	024614-353
Book / Page	24614 / 353
Instrument Date	Jun 24, 2022
Instrument	39147
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 VINCENT DR, WEST SPRINGFIELD, MA 01089-4353

Mortgage

Document Number	024614-356
Date	Jun 29, 2022
Book Page	24614/356
Instrument	39148

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,656.00 (+4.19%)	$260,800 (+10.51%) Land $119,400 Building $141,400	$272,663 (-10.53%)
2025	$3,509.00 (+1.3%)	$236,000 (+0.9%) Land $108,500 Building $127,500	$304,760
2024	$3,464.00 (+3.77%)	$233,900 (+8.89%) Land $108,500 Building $125,400
2023	$3,338.00	$214,800 Land $108,500 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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