Essex County and Montclair Township property record for 89 Undercliff Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,789 sqft · built 1928 |
| Lot Size | 0.777 acres (33,847 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,325,000 (Jan 2004) |
| Tax Bill | $43,166 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00104-0000-00030 |
| Primary APN | 13-00104-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,789 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 33,847 sqft (0.777 acres) |
| Lot Dimensions | 187 ft deep x 181 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130010400030 |
|---|---|
| Street Address | 89 UNDERCLIFF RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 181X187 IRR |
| Legal Block | 104 |
| Legal Lot Number | 30 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLB RESIDENTIAL LENDING LLC |
| Apr 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2004 · Amount on Record |
| Deed Sale | Jan 7, 2004 · Amount on Record |
| Prior Sale | Jan 7, 2004 · Amount on Record |
| Deed Book / Page | 6035 / 617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 89 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018561 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021018561 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 89 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000041625 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 89 UNDERCLIFF RD MONTCLAIR NJ 070421616, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000041625 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 41625 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,227,700 (-) Land $383,200 Building $844,500 | $1,227,700 (-) Land $383,200 Building $844,500 | |
| 2025 | $43,166.00 (+3.32%) | $1,227,700 (-) Land $383,200 Building $844,500 | $1,227,700 (-) Land $383,200 Building $844,500 |
| 2024 | $41,778.00 (+3.5%) | ||
| 2023 | $1,227,700 Land $383,200 Building $844,500 | $1,227,700 Land $383,200 Building $844,500 | |
| 2022 | $40,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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