Essex County and Montclair Township property record for 85 Undercliff Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,425 sqft · built 1929 |
| Lot Size | 0.369 acres (16,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (May 2023) |
| Tax Bill | $37,888 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00104-0000-00029 |
| Primary APN | 13-00104-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,425 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 16,055 sqft (0.369 acres) |
| Lot Dimensions | 169 ft deep x 95 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130010400029 |
|---|---|
| Street Address | 85 UNDERCLIFF RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 95X169 IRR |
| Legal Block | 104 |
| Legal Lot Number | 29 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 1, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 17, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Jul 7, 2020 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG |
| Aug 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on Record |
| Deed Sale | May 1, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2022 · Amount on Record |
| Deed Document Number | 202326184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 1, 2023 |
| Property Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000026184 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023026184 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16611 W HOLLY ST, GOODYEAR, AZ 85395-2567 |
| Name | Verified Name |
|---|---|
| Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000026185 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023026185 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 17, 2022 |
| Property Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000100934 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022100934 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,922.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7296 SAN SEBASTIAN DR, BOCA RATON, FL 33433-1019 |
| Name | Verified Name |
|---|---|
| Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000100937 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022100937 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000062012 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 UNDERCLIFF RD MONTCLAIR NJ 070421616, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000062012 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 62012 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 7, 2020 |
| Property Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000062011 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 62011 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 UNDERCLIFF RD MONTCLAIR NJ 070421616, MONTCLAIR, NJ 07042-1616 |
| Document Number | 62012 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 62012 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 85 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000075532 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 UNDERCLIFF RD MONTCLAIR NJ 070421616, MONTCLAIR, NJ 07042-1616 |
| Document Number | 0000075532 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 75532 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2032 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,600 (-) Land $337,600 Building $740,000 | $1,077,600 (-) Land $337,600 Building $740,000 | |
| 2025 | $37,888.00 (+3.32%) | $1,077,600 (+2.78%) Land $337,600 Building $740,000 | $1,077,600 (+2.78%) Land $337,600 Building $740,000 |
| 2024 | $36,670.00 (+6.37%) | ||
| 2023 | $1,048,500 Land $337,600 Building $710,900 | $1,048,500 Land $337,600 Building $710,900 | |
| 2022 | $34,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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