Williamson County property record for 89 Truman Rd E, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,497 sqft · built 2015 |
| Lot Size | 0.197 acres (8,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Dec 2019) |
| Tax Bill | $3,784 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094106L E 02000 |
| Primary APN | 094106L E 02000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,497 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,616 sqft |
| Lot Dimensions | 120 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 89 TRUMAN RD E |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-8349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HIGHLANDS @ LADD PARK SEC27 PB 61 PG 142 LOT 0681 |
| Legal Subdivision | HIGHLANDS @ LADD PARK |
| Legal Lot Number | 681 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 4 |
| Census Block | 4107 |
| Census Tract | 51002 |
Source: Williamson County records · APN 094106L E 02000
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 TRUMAN RD E, FRANKLIN, TN 37064-8349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Sep 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC |
| Dec 20, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANLOCK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 19054104 |
| Deed Book / Page | 7844 / 0532 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 89 TRUMAN RD E, FRANKLIN, TN 37064-8349 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0093690649 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 9369/649 |
| Instrument | 23032991 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 03, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 89 TRUMAN RD E, FRANKLIN, TN 37064-8349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081740146 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 8174/146 |
| Instrument | 20048030 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Dec 20, 2019 |
| Property Address | 89 TRUMAN RD E, FRANKLIN, TN 37064-8349 |
| Document Number | 0078440532 |
| Book / Page | 007844 / 000532 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 54104 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | SOUTHLAND TITLE COMPANY, SOUTHLAND TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,238.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 TRUMAN RD E FRANKLIN TN 370648349, FRANKLIN, TN 37064-8349 |
| Document Number | 78440534 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 007844/000534 |
| Instrument | 54105 |
| Name | LOANLOCK |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
Source: Williamson County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,784.00 (-43.22%) | $241,650 (+56.38%) Land $68,750 Building $172,900 | $966,600 (+56.38%) Land $275,000 Building $691,600 |
| 2024 | $6,664.00 (+1%) | ||
| 2023 | $3,332.00 | $154,525 (-) Land $27,500 Building $127,025 | $618,100 (-) Land $110,000 Building $508,100 |
| 2022 | $3,332.00 | $154,525 Land $27,500 Building $127,025 | $618,100 Land $110,000 Building $508,100 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILCROFTON UTILITY DISTRICT serves 38,032 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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