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89 Torres Trce, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 89 Torres Trce, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,968 sqft · built 2023
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$399,990 (Nov 2023)
Tax Bill$7,877 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072571-2070

Property Details

APN / Parcel Number

Primary APN072571-2070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area2,409 sqft
1st Floor Area789 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address89 TORRES TRCE
CitySAINT AUGUSTINE
StateFL
Zip32095-6655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description115/25-41 CORDOVA PALMS PHASE ONE LOT 207 OR5863/30
Legal SubdivisionCORDOVA PALMS PHASE ONE
Legal Block1
Legal Lot Number207
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract20904

Owner

Source: St. Johns County records · APN 072571-2070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6655
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2023 · Amount on Record
Deed SaleNov 29, 2023 · Amount on Record
Deed Document Number202392713
Deed Book / Page5863 / 30
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 29, 2023
Property Address89 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6655
Document Number0058630030
Book / Page5863 / 30
Map ReferenceMB 115 PG 25-41
Instrument DateNov 21, 2023
Instrument2023092713
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6655

Mortgage

Document Number0000586332
DateNov 29, 2023
Instrument5863/32
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$329,825 (-4.88%) Land $95,000 Building $234,825$329,825 (-4.88%) Land $95,000 Building $234,825
2025$7,877.00 (+10.71%)$346,754 (+1.8%)$346,754 (+1.8%) Land $85,000 Building $261,754
2024$7,115.00 (+122%)$340,625 (+354.17%)$340,625 (+354.17%) Land $90,000 Building $250,625
2023$3,205.00$75,000$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 90 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Boston OmahaFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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