105 Torres Trce, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 105 Torres Trce, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,869 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Garage	Attached, 435 sqft
Last Sale	$384,813 (2023)
Tax Bill	$7,915.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`072571-2090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,869 sqft Living Area
Gross Area	2,304 sqft Gross Area
1st Floor	1,869 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	435 sqft Garage
Porch Area	142 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	105 TORRES TRCE
City	SAINT AUGUSTINE
State	FL
Zip	32095-6657
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	115/25-41 CORDOVA PALMS PHASE ONE LOT 209 OR5814/1881
Legal Subdivision	CORDOVA PALMS PHASE ONE
Legal Block	1
Legal Lot Number	209
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3008
Census Tract	20904

Owner

Source: St. Johns County records · APN 072571-2090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 MCCULLOCH DR, DIX HILLS, NY 11746-8325
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Deed Doc Number	202367397
Deed Book / Page	5814 / 1881
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 24, 2023
Property Address	105 TORRES TRCE, SAINT AUGUSTINE, FL 32095-6657
Document Number	0058141881
Book / Page	5814 / 1881
Map Reference	MB 115 PG 25-41
Instrument Date	Aug 15, 2023
Instrument	2023067397
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,694.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	31 MCCULLOCH DR, DIX HILLS, NY 11746-8325

Mortgage

Document Number	0058141883
Date	Aug 24, 2023
Instrument	5814/1883

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,921 (-4.19%) Land $95,000 Building $239,921	$334,921 (-4.19%) Land $95,000 Building $239,921
2025	$7,915.00 (+10.78%)	$349,565 (+1.93%)	$349,565 (+1.93%) Land $85,000 Building $264,565
2024	$7,145.00 (+122.93%)	$342,954 (+357.27%)	$342,954 (+357.27%) Land $90,000 Building $252,954
2023	$3,205.00	$75,000	$75,000 Land $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 621 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.