Monmouth County and Freehold Township property record for 89 Summit Dr, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,349 sqft · built 1996 |
| Lot Size | 0.968 acres (42,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Nov 1997) |
| Tax Bill | $18,972 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00031-04-00023 |
| Primary APN | 17-00031-04-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,349 sqft Living Area |
| 1st Floor Area | 2,020 sqft |
| Upper Floors Area | 1,674 sqft |
| Basement Area | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 42,175 sqft (0.968 acres) |
| Lot Dimensions | 198 ft deep x 213 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,092 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Patio Area | 924 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1106148 |
|---|---|
| Street Address | 89 SUMMIT DR |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Subdivision | SUMMIT PARK SEC 01 |
| Legal Block | 31.4 |
| Legal Lot Number | 23 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 810402 |
89 Summit Dr is owned and occupied by two individuals who bought it in November 1997.
Source: Monmouth County and Freehold Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 SUMMIT DR, FREEHOLD, NJ 07728-9036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1997 · Amount on File |
| Deed Sale | Nov 26, 1997 · Amount on File |
| Deed Book / Page | 5668 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 89 SUMMIT DR, FREEHOLD, NJ 07728-9036 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TITLE US LLC, TITLE TRUST LLC |
| Name | Verified Name |
|---|
| Document Number | 0095000990 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 9500/990 |
| Instrument | 2021057988 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 89 SUMMIT DR, FREEHOLD, NJ 07728-9036 |
| Document Number | 0000052612 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 89 SUMMIT DR FREEHOLD NJ 077289036, FREEHOLD, NJ 07728-9036 |
| Document Number | 0000052612 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 009414/009110 |
| Instrument | 52612 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
The 2025 property tax bill for 89 Summit Dr was $18,972, down 3.1% from the year before.
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,137,800 (+1.95%) Land $426,400 Building $711,400 | $1,137,800 (+1.95%) Land $426,400 Building $711,400 | |
| 2025 | $18,972.00 (-3.11%) | $1,116,000 Land $416,400 Building $699,600 | $1,116,000 Land $416,400 Building $699,600 |
| 2024 | $19,580.00 | ||
| 2023 | $911,600 Land $312,700 Building $598,900 | $911,600 Land $312,700 Building $598,900 | |
| 2022 | $17,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Summit Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Summit Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures