70 Summit Dr, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 70 Summit Dr, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,903 sqft · built 1999
Lot Size1.15 acres (50,264 sqft)
Owner2 Individual Names on File
Tax Bill$22,075 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-00031-03-00004

Property Details

APN / Parcel Number

Primary APN17-00031-03-00004
Alternative APNs
  • 1700031000300004
  • 1106122

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,903 sqft Living Area
1st Floor Area2,707 sqft
Upper Floors Area1,604 sqft
Basement Area1,947 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialOther
Lot Area50,264 sqft
Lot Dimensions244 ft deep x 206 ft wide
Garage TypeBuilt-in
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area775 sqft
PorchOpen Porch
Patio Area1,324 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number1106122
Street Address70 SUMMIT DR
CityFREEHOLD
StateNJ
Zip07728-9035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal SubdivisionSUMMIT BK SEC 01
Legal Block31.3
Legal Lot Number4
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group1
Census Block1015
Census Tract810402

Owner

70 Summit Dr is owned and occupied by two individuals who acquired it in April 2005.

Source: Monmouth County and Freehold Township records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jan 4, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2005
Deed SaleApr 28, 2005
Prior SaleApr 2, 2003 · Amount on File
Deed Book / Page8456 / 834
Prior Transfer DateFeb 11, 2005
Prior Transfer Doc0084560839
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJul 8, 2026
Property Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035
Document Number0000055342
Book / Page9801 / 5470
Instrument DateJun 25, 2026
Instrument202655342
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyVISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035

Mortgage

Document Number0000055342,
DateJul 8, 2026
Book Page9801/5470
Instrument202655342
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJul 14, 2066
Interest
Rate6.53%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035

Mortgage

Document Number0096733365
DateJan 4, 2024
Book Page9673/3365
Instrument2024001008
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueDec 28, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035

Mortgage

Document Number0096121484
DateAug 24, 2022
Book Page9612/1484
Instrument2022087153
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJul 25, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address70 SUMMIT DR, FREEHOLD, NJ 07728-9035
Document Number0000123183
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyTITLE TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address70 SUMMIT DR FREEHOLD NJ 077289035, FREEHOLD, NJ 07728-9035

Mortgage

Document Number0000123183
DateDec 24, 2019
Book Page009387/002170
Instrument123183
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 70 Summit Dr was $22,075, up 2% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,279,300 (-1.48%) Land $447,000 Building $832,300$1,279,300 (-1.48%) Land $447,000 Building $832,300
2025$22,075.00 (+2.03%)$1,298,500 Land $437,000 Building $861,500$1,298,500 Land $437,000 Building $861,500
2024$21,635.00
2023$1,006,400 Land $311,500 Building $694,900$1,006,400 Land $311,500 Building $694,900
2022$18,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Summit Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2010–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Summit Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number