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89 Silver St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 89 Silver St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,126 sqft · built 1958
Lot Size0.254 acres (11,060 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jun 2024)
Tax Bill$4,175 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN477-09150-58-001

Property Details

APN / Parcel Number

Primary APN477-09150-58-001
Alternative APN
  • WSPR M:00477 B:09150 L:00058

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,126 sqft Living Area
Gross Area3,622 sqft
Basement Area925 sqft
Unfinished Basement925 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,060 sqft (0.254 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number477-09150-58-001
Street Address89 SILVER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block9150
Legal Lot Number58
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2007
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Prior SaleAug 6, 2020 · Amount on Record
Deed Document Number202426944
Deed Book / Page25461 / 294
Prior Transfer DateAug 5, 2020
Prior Transfer Doc23352-15
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 6, 2020
Property Address89 SILVER ST, WEST SPRINGFIELD, MA 01089-3158
Document Number23352-15
Book / Page23352 / 15
Instrument DateAug 5, 2020
Instrument42970
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address47 MAIN ST APT 215, 215, VERNON, CT 06066-5294

Mortgage

Document Number42971
DateAug 6, 2020
Instrument42971
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,175.00 (+5.51%)$297,800 (+11.91%) Land $110,200 Building $187,600$300,077 (+4.32%)
2025$3,957.00 (-4.3%)$266,100 (-4.69%) Land $100,200 Building $165,900$287,660
2024$4,135.00 (+12.98%)$279,200 (+18.56%) Land $100,200 Building $179,000
2023$3,660.00$235,500 Land $98,100 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Whip City Fiber.

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