68 Silver St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 68 Silver St, West Springfield, MA 01089

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 3,018 sqft · built 1920
Lot Size	0.415 acres (18,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,461 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`477-08900-58-001`

Property Details

APN / Parcel Number

Primary APN	`477-08900-58-001`
Alternative APN	`WSPR M:00477 B:08900 L:00058`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	5,696 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,092 sqft (0.415 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	477-08900-58-001
Street Address	68 SILVER ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3155
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RB
Legal Subdivision	ROBERT E BOCK LTS
Legal Block	8900
Legal Lot Number	58
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2006
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 MONASTERY AVE, WEST SPRINGFIELD, MA 01089-1518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Apr 7, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 7, 2021
Transfer Doc	23811-166
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	68 SILVER ST, WEST SPRINGFIELD, MA 01089-3155
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023811-170
Date	Apr 7, 2021
Book Page	23811/170
Instrument	23472

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 7, 2021
Property Address	68 SILVER ST, WEST SPRINGFIELD, MA 01089-3155
Document Number	023811-166
Book / Page	23811 / 166
Instrument Date	Apr 7, 2021
Instrument	23471
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	225 MONASTERY AVE, WEST SPRINGFIELD, MA 01089-1518

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,461.00 (+5.94%)	$389,500 (+12.34%) Land $114,500 Building $275,000	$410,294
2025	$5,155.00 (+0.39%)	$346,700 (-) Land $104,200 Building $242,500
2024	$5,135.00 (+11.44%)	$346,700 (+16.93%) Land $104,200 Building $242,500
2023	$4,608.00	$296,500 Land $101,900 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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