89 Sarvis Ridge Rd, Normandy, TN 37360 Property Records

Bedford County property record for 89 Sarvis Ridge Rd, Normandy, TN 37360

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,313 sqft · built 1987
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2023)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002115 01408`

Property Details

APN / Parcel Number

Primary APN	`002115 01408`
Alternative APN	`115 01408`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,313 sqft Living Area
1st Floor Area	1,569 sqft
Upper Floors Area	744 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	89 SARVIS RIDGE RD
City	NORMANDY
State	TN
Zip	37360-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 25, COUNTY AREA: H05
Jurisdiction	BEDFORD TN
Township / Civil Division	5
Census Block Group	2
Census Block	2083
Census Tract	950800

Owner

89 Sarvis Ridge Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Bedford County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF TENNESSEE
May 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY BK/TN
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	20235157
Deed Book / Page	383 / 856
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Aug 1, 2023
Property Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	000D383856
Book / Page	D383 / 856
Instrument Date	Jul 14, 2023
Instrument	23005157
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, REGAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745

Mortgage

Document Number	0023005158
Date	Aug 1, 2023
Instrument	23005158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Nov 22, 2022
Property Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	000D378274
Book / Page	D378 / 274
Instrument Date	Nov 16, 2022
Instrument	22009226
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745

Mortgage

Document Number	0022009227
Date	Nov 22, 2022
Instrument	22009227

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1058403
Date	Jul 5, 2022
Book Page	TD1058/403
Instrument	22005530

Lender

Name	FIRST COMMUNITY BANK OF TENNESSEE
Type	Bank
Address	SHELBYVILLE, TN 37162

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	D3437
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SARVIS RIDGE RD NORMANDY TN 373609745, NORMANDY, TN 37360-9745

Mortgage

Document Number	D3437
Date	May 11, 2020
Book Page	000962/000343
Instrument	3437

Lender

Name	FIRST CMNTY BK/TN
Address	BEDFORD, TN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 10, 2040

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Jan 12, 2017
Property Address	89 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	D276
Book / Page	000335 / 000827
Instrument Date	Jan 3, 2017
Instrument	276
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 SARVIS RIDGE RD NORMANDY TN 373609745, NORMANDY, TN 37360-9745

Mortgage

Document Number	D277,
Date	Jan 12, 2017
Book Page	000872/000695
Instrument	277

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 89 Sarvis Ridge Rd was $2,198.

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00	$94,550 Land $39,600 Building $54,950
2023		$94,425 (-) Land $39,600 Building $54,825
2022	$2,196.00	$94,425 Land $39,600 Building $54,825	$377,700 (-0.13%) Land $158,400 Building $219,300
2021			$378,200 Land $158,400 Building $219,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Sarvis Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Sarvis Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: United Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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