85 Sarvis Ridge Rd, Normandy, TN 37360 Property Records

Bedford County property record for 85 Sarvis Ridge Rd, Normandy, TN 37360

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,253 sqft · built 1987
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2023)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002115 01410`

Property Details

APN / Parcel Number

Primary APN	`002115 01410`
Alternative APN	`115 01410`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	1,733 sqft
Upper Floors Area	1,733 sqft
Attic	Attic
Attic Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	239,580 sqft (5.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,808 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	966 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	85 SARVIS RIDGE RD
City	NORMANDY
State	TN
Zip	37360-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 25, COUNTY AREA: H05
Jurisdiction	BEDFORD TN
Township / Civil Division	5
Census Block Group	2
Census Block	2083
Census Tract	950800

Owner

85 Sarvis Ridge Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Bedford County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HM BK
May 8, 2019	Deed of Trust, Mortgage · VA Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jan 25, 2007 · Amount on File
Deed Document Number	2023154
Deed Book / Page	379 / 109
Transfer Doc	000D281971
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Jan 9, 2023
Property Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	000D379109
Book / Page	D379 / 109
Instrument Date	Jan 4, 2023
Instrument	23000154
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745

Mortgage

Document Number	0023000155
Date	Jan 9, 2023
Instrument	23000155

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD994742
Date	Feb 17, 2021
Book Page	TD994/742
Instrument	21001302

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	D1572
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SARVIS RIDGE RD NORMANDY TN 373609745, NORMANDY, TN 37360-9745

Mortgage

Document Number	D1572
Date	Feb 28, 2020
Book Page	000955/000489
Instrument	1572

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	85 SARVIS RIDGE RD, NORMANDY, TN 37360-9745
Document Number	D3381
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	85 SARVIS RIDGE RD NORMANDY TN 373609745, NORMANDY, TN 37360-9745

Mortgage

Document Number	D3381
Date	May 20, 2019
Book Page	000931/000004
Instrument	3381

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 85 Sarvis Ridge Rd was $2,447.

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00	$105,225 Land $23,300 Building $81,925
2023		$105,225 Land $23,300 Building $81,925
2021			$420,900 Land $93,200 Building $327,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Sarvis Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Sarvis Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: United Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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