89 Sandyhook Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 89 Sandyhook Rd, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,704 sqft · built 1972
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Mar 2024)
Tax Bill	$2,879 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-058344`

Property Details

APN / Parcel Number

Primary APN	`03-058344`
Alternative APN	`058344`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,704 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	058344
Street Address	89 SANDYHOOK RD
City	BERLIN
State	MD
Zip	21811-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-02-124 9750 SQ FT SANDYHOOK RD PLAT OCEAN PINES SEC 2
Legal Subdivision	OCEAN PINES SEC 02
Legal Lot Number	124
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2019
Census Tract	950700

Owner

Source: Worcester County records · APN 03-058344

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 SANDYHOOK RD, BERLIN, MD 21811-1859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed, Transfer · VA Mortgage PRIMELENDING
Sep 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 13, 2024
Property Address	89 SANDYHOOK RD, OCEAN PINES, MD 21811-1859
Document Number	0087230218
Book / Page	8723 / 218
Map Reference	MB FWH 11 FO 24
Instrument Date	Mar 04, 2024
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 SANDYHOOK RD, OCEAN PINES, MD 21811-1859

Mortgage

Document Number	0087230226
Date	Mar 13, 2024
Instrument	8723-0226

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 28, 2021
Property Address	89 SANDYHOOK RD, OCEAN PINES, MD 21811-1859
Document Number	0081800076
Book / Page	8180 / 76
Map Reference	MB FWH 11 FO 24
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 SANDYHOOK RD, BERLIN, MD 21811-1859

Mortgage

Document Number	0000818084
Date	Sep 28, 2021
Instrument	8180/84

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Index	Prime Rate

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,600 (+44.25%)	$428,800 (+41.89%) Land $93,500 Building $335,300
2024	$2,879.00 (+12.29%)
2023	$2,564.00	$268,000	$302,200 Land $82,200 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 60 individual NFIP policies nearby
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015, tidal / storm surge
Claims By Storm	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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