Essex County and Fairfield Township property record for 89 Sand Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 1,830 sqft · built 1963 |
| Lot Size | 0.344 acres (14,972 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jan 2019) |
| Tax Bill | $8,982 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-03705-0000-00016 |
| Primary APN | 07-03705-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,830 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 14,972 sqft (0.344 acres) |
| Lot Dimensions | 161 ft deep x 93 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001631 |
|---|---|
| Street Address | 89 SAND RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 93X161 |
| Legal Block | 3705 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5043 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2005 · Amount on Record |
| Deed Document Number | 20195440 |
| Prior Transfer Date | Apr 23, 2009 |
| Prior Transfer Doc | 0009033460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 89 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005441 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019005441 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 89 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000037756 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | CMR CLOSING SERVICES LLC, CMR CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 SAND RD FAIRFIELD NJ 070041563, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000037756 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 37756 |
| Name | NEW FED MTG CORP |
|---|---|
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,600 (-) Land $227,200 Building $204,400 | $431,600 (-) Land $227,200 Building $204,400 | |
| 2025 | $8,982.00 (-2.56%) | $431,600 (-) Land $227,200 Building $204,400 | $431,600 (-) Land $227,200 Building $204,400 |
| 2024 | $9,218.00 (+6.64%) | ||
| 2023 | $431,600 Land $227,200 Building $204,400 | $431,600 Land $227,200 Building $204,400 | |
| 2022 | $8,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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