Essex County and Fairfield Township property record for 81 Sand Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 1,894 sqft · built 1930 |
| Lot Size | 0.171 acres (7,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $745,000 (Aug 2023) |
| Tax Bill | $9,543 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03705-0000-00019 |
| Primary APN | 07-03705-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,894 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 7,427 sqft (0.171 acres) |
| Lot Dimensions | 158 ft deep x 47 ft wide |
| Account Number | 00001634 |
|---|---|
| Street Address | 81 SAND RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 47X158 |
| Legal Block | 3705 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5043 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage ABSOLUTE HM MTG |
| Oct 22, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L |
| Mar 17, 2017 | Grant Deed, Transfer · VA Mortgage BOND STREET MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Deed Document Number | 202351033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 23, 2023 |
| Property Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000051033 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023051033 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 PATRIOT LANE, RIVERTON, NJ |
| Name | Verified Name |
|---|---|
| Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000051034 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023051034 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000103512 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022103512 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000081573 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 81 SAND RD FAIRFIELD NJ 070041563, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000081573 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 81573 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000105550 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 81 SAND RD FAIRFIELD NJ 070041563, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000105550 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 105550 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 17, 2017 |
| Property Address | 81 SAND RD, FAIRFIELD, NJ 07004-1563 |
| Document Number | 0000023977 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 23977 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | LIBERTY ABSTRACT COMPANY, LIBERTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 SAND RD FAIRFIELD NJ 070041563, FAIRFIELD, NJ 07004-1563 |
| Document Number | 23979 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 23979 |
| Name | BOND STREET MTG |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,600 (-) Land $214,400 Building $244,200 | $458,600 (-) Land $214,400 Building $244,200 | |
| 2025 | $9,543.00 (-2.57%) | $458,600 (-) Land $214,400 Building $244,200 | $458,600 (-) Land $214,400 Building $244,200 |
| 2024 | $9,795.00 (+6.64%) | ||
| 2023 | $458,600 (-) Land $214,400 Building $244,200 | $458,600 (-) Land $214,400 Building $244,200 | |
| 2022 | $9,185.00 (-1.18%) | $458,600 Land $214,400 Building $244,200 | $458,600 Land $214,400 Building $244,200 |
| 2021 | $9,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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