89 S Pine Ave, Umatilla, FL 32784 Property Records

Lake County property record for 89 S Pine Ave, Umatilla, FL 32784 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,964 sqft Living Area
Lot Size	12,775 sqft (0.293 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$2,275.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-18-27-0100-000-00900`
Alternative APNs	`271818010000000900` `2851163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,964 sqft Living Area
Gross Area	2,588 sqft Gross Area
1st Floor	1,964 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	12,775 sqft (0.293 acres)
Depth X Width	122 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	Deck Area
Patio Area	264 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2851163
Street Address	89 S PINE AVE
City	UMATILLA
State	FL
Zip	32784-9096
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UMATILLA SMITH-TURNER BLOCK LOTS 9 10 & N 5 FT OF LOT 11 PB 9 PG 83 ORB 4642 PG 329 ORB 5653 PG 342
Legal Range	27E
Legal Township	18S
Legal Section	18
Legal Subdivision	SMITH-TURNER BLOCK
Legal Tract	0100
Legal Lot Number	9
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1071
Census Tract	30109

Owner

Source: Lake County records · APN 18-18-27-0100-000-00900

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 S PINE AVE, UMATILLA, FL 32784-9096
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2021
Deed Sale	Mar 02, 2021
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Doc Number	202127809
Deed Book / Page	5653 / 342
Prior Transfer Date	Feb 03, 2021
Prior Transfer Doc	0056530342
Record Refreshed	Jun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Mar 02, 2021
Property Address	89 S PINE AVE, UMATILLA, FL 32784-9096
Document Number	0056530342
Book / Page	5653 / 342
Map Reference	MB 9 PG 83
Instrument Date	Feb 03, 2021
Instrument	2021027809
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 S PINE AVE, UMATILLA, FL 32784-9096

Mortgage

Document Number	0005653345
Date	Mar 02, 2021
Instrument	5653/345

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,720 (+2.9%)	$347,387 (-) Land $72,050 Building $275,337
2025		$150,360 (+5.98%) Land $72,050 Building $78,310	$347,387 (+82.86%) Land $72,050 Building $275,337
2024	$2,275.00 (+4.5%)
2023	$2,177.00 (+5.37%) Homeowner's exemption	$141,880 (+3%)	$189,973 (-) Land $36,025 Building $153,948
2022	$2,066.00 Homeowner's exemption	$137,750	$189,973 Land $36,025 Building $153,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.