Lake County property record for 85 S Pine Ave, Umatilla, FL 32784 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 12,119 sqft (0.278 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $296,000 (2022) |
| Tax Bill | $4,291.00 (2024) |
| Primary APN | 18-18-27-0100-000-00500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,252 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,119 sqft (0.278 acres) |
| Depth X Width | 122 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 572 sqft Garage |
| Porch Area | 338 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 2725397 |
|---|---|
| Street Address | 85 S PINE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9096 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UMATILLA SMITH & TURNER BLOCK LOTS 5 & 6 PB 9 PG 83 ORB 6067 PG 1084 ORB 6278 PG 1384 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | SMITH-TURNER BLOCK |
| Legal Tract | 0100 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | UMATILLA |
| Census Blockgroup | 1 |
| Census Block | 1071 |
| Census Tract | 30109 |
Source: Lake County records · APN 18-18-27-0100-000-00500
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2024 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 16, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Doc Number | 2022161138 |
| Deed Book / Page | 6067 / 1084 |
| Last Transfer Date | Jan 17, 2024 |
| Transfer Doc | 0062781384 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 01, 2024 |
| Property Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Document Number | 0062781384 |
| Book / Page | 6278 / 1384 |
| Map Reference | MB 9 PG 83 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024012092 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Document Number | 0062781386 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | 6278/1386 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 16, 2022 |
| Property Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Document Number | 0060671084 |
| Book / Page | 6067 / 1084 |
| Map Reference | MB 9 PG 83 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022161138 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27296 SE 42, UMATILLA, FL 32784 |
| Name | Verified Name |
|---|---|
| Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Document Number | 0060671086 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 6067/1086 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 85 S PINE AVE, UMATILLA, FL 32784-9096 |
| Document Number | 0053301145 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 85 S PINE AVE UMATILLA FL 327849096, UMATILLA, FL 32784-9096 |
| Document Number | 0053301145 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 005330/001145 |
| Instrument | 95065 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2049 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,646 (+2.59%) Land $68,619 Building $227,027 | $295,646 (-) Land $68,619 Building $227,027 | |
| 2025 | $288,176 (+90.05%) Land $68,619 Building $219,557 | $295,646 (+94.98%) Land $68,619 Building $227,027 | |
| 2024 | $4,291.00 (+34.56%) | ||
| 2023 | $3,189.00 (+15.96%) | $151,629 (-) | $151,629 (-) Land $34,310 Building $117,319 |
| 2022 | $2,750.00 | $151,629 | $151,629 Land $34,310 Building $117,319 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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