Bergen County and Demarest Borough property record for 89 Ross Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,574 sqft · built 2006 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,175,000 (Jun 2021) |
| Tax Bill | $30,983 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00140-0000-00016 |
| Primary APN | 09-00140-0000-00016 |
|---|---|
| Alternative APN |
|
| Building Area | 3,574 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 12,807 sqft (0.294 acres) |
| Street Address | 89 ROSS AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.294AC L17-21 |
| Legal Block | 140 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 ROSS AVE, DEMAREST, NJ 07627-2712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 5, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Dec 18, 1995 · Amount on Record |
| Deed Document Number | 2021103228 |
| Deed Book / Page | 4238 / 851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 25, 2021 |
| Property Address | 89 ROSS AVE, DEMAREST, NJ 07627-2712 |
| Document Number | 0042380851 |
| Book / Page | 4238 / 851 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021103228 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | NORTH BERGEN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,442.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 MALCOLM PL, MAHWAH, NJ 07430-1958 |
| Name | Verified Name |
|---|---|
| Address | 89 ROSS AVE, DEMAREST, NJ 07627-2712 |
| Document Number | 2021103229 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021103229 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 ROSS AVE, DEMAREST, NJ 07627-2712 |
| Document Number | 0029521820 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 ROSS AVE DEMAREST NJ 076272712, DEMAREST, NJ 07627-2712 |
| Document Number | 0029521820 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 002952/001820 |
| Instrument | 37744 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,716,500 (-) Land $642,600 Building $1,073,900 | $1,716,500 (-) Land $642,600 Building $1,073,900 | |
| 2025 | $30,983.00 (-3.47%) | $1,716,500 (+63.48%) Land $642,600 Building $1,073,900 | $1,716,500 (+63.48%) Land $642,600 Building $1,073,900 |
| 2024 | $32,098.00 (-3.83%) | ||
| 2023 | $1,050,000 Land $343,800 Building $706,200 | $1,050,000 Land $343,800 Building $706,200 | |
| 2022 | $33,375.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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