81 Ross Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 81 Ross Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,050 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Oct 2008)
Tax Bill	$16,702 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00140-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`09-00140-0000-00011`
Alternative APN	`090014000011`

Interior

Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	81 ROSS AVE
City	DEMAREST
State	NJ
Zip	07627-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.230AC
Legal Subdivision	HILLCREST MANOR
Legal Block	140
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	1
Census Block	1002
Census Tract	9100

Owner

81 Ross Ave is owned by two individuals who bought it in October 2008.

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 GARFIELD PL, BROOKLYN, NY 11215-2144
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2008 · Amount on File
Deed Sale	Oct 16, 2008 · Amount on File
Deed Document Number	20089307201
Deed Book / Page	9626 / 145
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	81 ROSS AVE, DEMAREST, NJ 07627-2712
Document Number	0034042284
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 ROSS AVE DEMAREST NJ 076272712, DEMAREST, NJ 07627-2712

Mortgage

Document Number	0034042284
Date	Nov 13, 2019
Book Page	003404/002284
Instrument	77138

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 81 Ross Ave was $16,702, up 24.8% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$925,300 (-) Land $617,000 Building $308,300	$925,300 (-) Land $617,000 Building $308,300
2025	$16,702.00 (+24.83%)	$925,300 Land $617,000 Building $308,300	$925,300 Land $617,000 Building $308,300
2024	$13,380.00
2023		$437,700 Land $331,000 Building $106,700	$437,700 Land $331,000 Building $106,700
2022	$12,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Ross Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Ross Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20