89 River Estates Pl, Mathews, VA 23109 Property Records

Mathews County property record for 89 River Estates Pl, Mathews, VA 23109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1998
Lot Size	2.57 acres (112,211 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2022)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-6-7`

Property Details

APN / Parcel Number

Primary APN	`20-6-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,211 sqft (2.57 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	89 RIVER ESTATES PL
City	MATHEWS
State	VA
Zip	23109-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.576 ACRES PB 22-34
Legal Subdivision	E RIVER ESTATES
Legal Lot Number	7
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1008
Census Tract	951402

Owner

Source: Mathews County records · APN 20-6-7

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Dec 14, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 22, 2022	Trustee's Deed, Foreclosure
Aug 10, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	20221815
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Recording Date	Apr 14, 2026
Property Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299
Document Number	0000000456
Instrument Date	Apr 09, 2026
Instrument	2026456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299

Mortgage

Document Number	0000000456,
Date	Apr 14, 2026
Instrument	2026456

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Dec 14, 2022
Property Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299
Document Number	0220001815
Map Reference	MB 296 PG 764
Instrument Date	Dec 13, 2022
Instrument	220001815
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299

Mortgage

Document Number	0220001816
Date	Dec 14, 2022
Instrument	220001816

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

August 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MATHEWS VA
Recording Date	Aug 22, 2022
Property Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299
Document Number	0220001346
Map Reference	MB 296 PG 764
Instrument Date	Aug 18, 2022
Instrument	220001346
Transaction Type	Foreclosure
Record Updated	Feb 13, 2023

Transaction

Amount	Amount Recorded
Tax	$117.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 67, MATHEWS, VA 23109-0067

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Aug 10, 2020
Property Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299
Document Number	200001138
Map Reference	MB 296 PG 764
Instrument Date	Jul 31, 2020
Instrument	200001138
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 RIVER ESTATES PL, MATHEWS, VA 23109-2299

Mortgage

Document Number	200001139
Date	Aug 10, 2020
Instrument	200001139

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 (+0.06%)	$284,500 (-) Land $49,500 Building $235,000
2025	$1,763.00 (+10.67%)	$284,500 (-) Land $49,500 Building $235,000
2023	$1,593.00	$284,500 Land $49,500 Building $235,000	$284,500 Land $49,500 Building $235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mathews County (51115C), updated April 29, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511159514021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 203 individual NFIP policies nearby
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022, tidal / storm surge
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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