Mathews County property record for 188 River Estates Pl, Mathews, VA 23109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1998 |
| Lot Size | 2.69 acres (117,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,749 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-6-30 |
| Primary APN | 20-6-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 117,525 sqft (2.69 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 188 RIVER ESTATES PL |
|---|---|
| City | MATHEWS |
| State | VA |
| Zip | 23109-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.698 ACRES PL-DB 222-459 |
| Legal Subdivision | E RIVER ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951402 |
188 River Estates Pl is owned by two individuals who acquired it in June 2012.
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 68, HUDGINS, VA 23076-0068 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2012 |
| Transfer Doc | 0000000836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 188 RIVER ESTATES PL, MATHEWS, VA 23109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210002045 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 210002045 |
| Name | LANGLEY FCU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Rate | 2.5% |
|---|
The 2026 property tax bill for 188 River Estates Pl was $1,749.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,749.00 | $282,100 Land $50,200 Building $231,900 | |
| 2025 | $1,749.00 | ||
| 2023 | $1,579.00 | $282,100 Land $50,200 Building $231,900 | $282,100 Land $50,200 Building $231,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 River Estates Pl in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 33 (1998–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 River Estates Pl is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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