Sussex County and Frankford Township property record for 89 Ridge Rd, Branchville, NJ 07826
| Property Type | Single Family Home |
|---|---|
| Details | 1,574 sqft · built 1960 |
| Lot Size | 3.62 acres (157,905 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $285,000 (Feb 2026) |
| Tax Bill | $6,797 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00048-0000-00004-01 |
| Primary APN | 05-00048-0000-00004-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 157,905 sqft |
| Old Parcel Number | 0500048000000004A |
|---|---|
| Street Address | 89 RIDGE RD |
| City | HIGHLAND LAKES |
| State | NJ |
| Zip | 07422-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 48 |
| Legal Lot Number | 4.1 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 372200 |
89 Ridge Rd is owned by a company that bought it in February 2026.
Source: Sussex County and Frankford Township records, as of July 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 71 CENTRAL AVE, ROCHELLE PARK, NJ 07662-3901 |
| Owner Type | Company |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 13, 2026 | Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on File |
| Deed Sale | Feb 13, 2026 · Amount on File |
| Deed Document Number | 20262845 |
| Deed Book / Page | 10436 / 1739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 89 RIDGE RD, BRANCHVILLE, NJ 07826-4319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 89 RIDGE RD, BRANCHVILLE, NJ 07826-4319 |
| Document Number | 0102190599 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 10219/599 |
| Instrument | 20221208010318910 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Oct 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Feb 13, 2026 |
| Property Address | 89 RIDGE RD, BRANCHVILLE, NJ 07826-4319 |
| Document Number | 0104361739 |
| Book / Page | 10436 / 1739 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026002845 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | WORLDWIDE TITLE GROUP LLC, WORLDWIDE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2699 FREYS DR, SPARTANBURG, SC 29301-5921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 89 RIDGE RD, BRANCHVILLE, NJ 07826-4319 |
| Document Number | 2026002846 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026002846 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Sep 1, 2027 |
The 2025 property tax bill for 89 Ridge Rd was $6,797, up 2.2% from the year before.
Source: Sussex County and Frankford Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Frankford Township |
| Elementary School District | Frankford Township School District (KG - 08) |
| Secondary School District | High Point Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,600 (-) Land $121,300 Building $102,300 | $223,600 (-) Land $121,300 Building $102,300 | |
| 2025 | $6,797.00 (+2.21%) | $223,600 Land $121,300 Building $102,300 | $223,600 Land $121,300 Building $102,300 |
| 2024 | $6,650.00 | ||
| 2023 | $223,600 Land $121,300 Building $102,300 | $223,600 Land $121,300 Building $102,300 | |
| 2022 | $6,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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