Chatham County property record for 89 Ralph Sipe Rd, Bear Creek, NC 27207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1963 |
| Lot Size | 4 acres (174,458 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $121,000 (Apr 2005) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0008853 |
| Primary APN | 0008853 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 174,458 sqft (4 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 89 RALPH SIPE RD |
|---|---|
| City | BEAR CREEK |
| State | NC |
| Zip | 27207-7201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | F8-72A AC 4.005 BK 30 PG 84 |
| Legal Subdivision | NORTH WEST GULF |
| Legal Block | 68 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | GULF |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20600 |
Source: Chatham County records, as of October 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 89 RALPH SIPE RD, BEAR CREEK, NC 27207-7201 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on Record |
| Deed Sale | Apr 1, 2005 · Amount on Record |
| Deed Document Number | 0001169172 |
| Deed Book / Page | 1169 / 172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 89 RALPH SIPES RD, BEAR CREEK, NC 27207-7201 |
| Document Number | 0000001106 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 89 RALPH SIPES RD BEAR CREEK NC 272077201, BEAR CREEK, NC 27207-7201 |
| Document Number | 0000001106 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 002181/000086 |
| Instrument | 1106 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (+28.84%) | $213,845 (+55.72%) Land $44,636 Building $169,209 | $213,845 (+55.72%) Land $44,636 Building $169,209 |
| 2024 | $1,283.00 (+4.48%) | $137,325 (-) Land $28,818 Building $108,507 | $137,325 (-) Land $28,818 Building $108,507 |
| 2023 | $1,228.00 | $137,325 Land $28,818 Building $108,507 | $137,325 Land $28,818 Building $108,507 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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