89 Prospect St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 89 Prospect St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,089 sqft · built 1996
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2018)
Tax Bill	$5,529 (2023)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:025 L:042-A`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:025 L:042-A`
Alternative APNs	`M:025 B:042 L:00A` `919`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	3,110 sqft
1st Floor Area	1,462 sqft
Basement Area	1,136 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	89 PROSPECT ST
City	WESTBROOK
State	ME
Zip	04092-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	42-A
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2012
Census Tract	2902

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 PROSPECT ST, WESTBROOK, ME 04092-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Personal Representative Deed, Transfer GORHAM SAVINGS BANK
Feb 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20187816
Deed Book / Page	34662 / 34
Record Updated	Oct 29, 2026

February 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WESTBROOK ME
Recording Date	Feb 16, 2018
Property Address	89 PROSPECT ST, WESTBROOK, ME 04092-3920
Document Number	0346620034
Book / Page	34662 / 0034
Instrument	000000007816
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007817
Date	Feb 16, 2018
Instrument	000000007817

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2048

Mortgage

Document Number	0346620036
Date	Feb 16, 2018
Book Page	34662/0036
Instrument	000000007817

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK ME
Recording Date	Feb 20, 2018
Property Address	89 PROSPECT ST, WESTBROOK, ME 04092-3920
Document Number	0346640042
Book / Page	034664 / 000042
Instrument Date	Feb 16, 2018
Instrument	7960
Transaction Type	Transfer
Record Updated	Mar 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 PROSPECT ST WESTBROOK ME 040923920, WESTBROOK, ME 04092-3920

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,529.00 (+10.16%)	$331,500 (+19.55%) Land $96,700 Building $234,800
2022	$5,019.00	$277,300 Land $80,500 Building $196,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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