Cumberland County and Westbrook City property record for 116 Prospect St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,562 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,500 (May 2019) |
| Tax Bill | $4,919 (2023) |
| Deeds & Mortgages | Sep 2022 Refinance Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:025 L:104-B |
| Primary APN | WSBR M:025 L:104-B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,493 sqft |
| 1st Floor Area | 746 sqft |
| Basement Area | 746 sqft |
| Unfinished Basement | 746 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 116 PROSPECT ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Subdivision | WESTBROOK HLNDS |
| Legal Lot Number | 104-B |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 2902 |
116 Prospect St is owned and occupied by two individuals who bought it in May 2019.
Source: Cumberland County and Westbrook City records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 PROSPECT ST, WESTBROOK, ME 04092-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU |
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY MORTGAGE |
| May 7, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Deed Document Number | 201918707 |
| Deed Book / Page | 35627 / 164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 116 PROSPECT ST, WESTBROOK, ME 04092-2734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0396920072 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 39692/72 |
| Instrument | 45476 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 116 PROSPECT ST, WESTBROOK, ME 04092-2734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0376680255 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 37668/255 |
| Instrument | 1495 |
| Name | INTEGRITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | May 7, 2019 |
| Property Address | 116 PROSPECT ST, WESTBROOK, ME 04092-2734 |
| Document Number | 0356270164 |
| Book / Page | 35627 / 164 |
| Instrument Date | May 6, 2019 |
| Instrument | 18707 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 JACQUELINE WAY APT 306, 306, WESTBROOK, ME 04092-4090 |
| Document Number | 0000018708 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 18708 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,919.00 (+10.34%) | $294,900 (+19.73%) Land $90,400 Building $204,500 |
| 2022 | $4,458.00 | $246,300 Land $75,300 Building $171,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 116 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures