89 Prospect St, Newark, OH 43055 Property Records

Licking County property record for 89 Prospect St, Newark, OH 43055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1948
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2025)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-205992-00.000`

Property Details

APN / Parcel Number

Primary APN	`054-205992-00.000`
Alternative APN	`5420599200000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	840 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	180 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	168 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	89 PROSPECT ST
City	NEWARK
State	OH
Zip	43055-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 PT GEORGE MCMULLENS FARM (0.2323 AC)
Legal Subdivision	PROSPECT ST TO ISABELLE RD
Legal Lot Number	28
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	3
Census Block	3017
Census Tract	759000

Owner

89 Prospect St is owned and occupied by two individuals who bought it in August 2025.

Source: Licking County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 PROSPECT ST, NEWARK, OH 43055-4825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Feb 21, 2024	Certificate of Transfer, Transfer
Jul 7, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	May 13, 2025 · Amount on File
Deed Document Number	202516029
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	0000016311
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LICKING OH
Recording Date	Aug 27, 2025
Property Address	89 PROSPECT ST, NEWARK, OH 43055-4825
Document Number	0000016029
Map Reference	MB 1 PG 128
Instrument Date	Aug 27, 2025
Instrument	202508270016029
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	AMBASSADOR TITLE, AMBASSADOR TITLE MAILBOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 PROSPECT ST, NEWARK, OH 43055-4825

Mortgage

Document Number	0000016030
Date	Aug 27, 2025
Instrument	202508270016030

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

February 2024: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LICKING OH
Recording Date	Feb 21, 2024
Property Address	89 PROSPECT ST, NEWARK, OH 43055-4825
Document Number	0000002874
Map Reference	VOL 1 PG 128
Instrument Date	Feb 15, 2024
Instrument	202402210002874
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PROSPECT ST, NEWARK, OH 43055-4825

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LICKING OH
Recording Date	Jul 7, 2020
Property Address	89 PROSPECT ST, NEWARK, OH 43055-4825
Document Number	0000016311
Instrument Date	Jul 3, 2020
Instrument	16311
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 PROSPECT ST NEWARK OH 430554825, NEWARK, OH 43055-4825

Tax Assessment & Valuation

The 2025 property tax bill for 89 Prospect St was $1,328 with a homeowner's exemption.

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00	$39,310 Land $15,470 Building $23,840
2023	$2,085.00 (+30.23%)	$39,140 (+36.85%) Land $15,300 Building $23,840	$112,300 Land $44,200 Building $68,100
2022	$1,601.00 Homeowner's exemption Senior Citizen's exemption	$28,600 Land $7,670 Building $20,930
2020			$81,700 Land $21,900 Building $59,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 89 Prospect St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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